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July 12 writingTELEVISION & JOURNALISM How to Make a TV News Resume Tape How to Anchor a TV Newscast How to Read a Teleprompter How to Pick a TV News Agent How to Get a TV Station to Cover a Event INVESTING & FINANCE How to Become a Good Investor How to Invest in Stocks for the Beginner How to Invest in a Fidelity Magellan Mutual Fund How to Roll a 401k Over to a Roth IRA How to Buy Berkshire Hathaway Shares How to Evaluate Mutual Funds Expense Ratio 12b-1 How to Find Discount Broker Ratings How to Invest in the Virtual Stock Exchange How to Define Static Budgets How to Define Matrix Structure How to Explain Capitalization Rate How to Define Perpetuity How to Define Cost Basis How to Define Capital Expenditure How to Define an Interest Expense How to Calculate Average Single Category Cost Basis How to Calculate Annual Percentage Yield MARTIAL ARTS How to Do a Hapkido Forward Roll How to Do a Hapkido Backward Roll How to Do a Hapkido Forward Fall How to Do a Hapkido Backward Fall How to Strengthen Your Fingers for a Spear Hand Strike How to Punch Harder FITNESS How to Do Ladder Curls for Your Biceps How to Gain Muscle Fast and Free How to Find Pressure Points On the Body How to Develop Speed FAMILY & CHILDREN How to Shoot Good Quality Video of Children TRAVEL How to Improve Gas Mileage on a Long Road Trip How to Travel Around Asia on a Budget How to Tour Asia How to Tour Minnesota April 12 Currency Karma - Kent Ninomiya![]() Right now is arguably the worst time in memory for Americans to travel overseas. The dollar is at record lows against many currencies around the world. Gone are the days when you could travel to “cheap” countries where the mighty dollar pounded the “monopoly money” of an economically weaker nation. America’s bully currency is now itself being bullied. The humiliation is humbling. I recently had to change an airline ticket in Europe. Even though I originally purchased the ticket in dollars, the airline demanded I pay the change fee in a more stable currency… Polish zloty. Business in third world countries often takes place in “hard” currencies instead of the inflation prone local money. Until now the dollar was the gold standard of hard currency. No more. I spoke to a friend of mine in Africa the other day who says no one wants dollars anymore. I remember back in the early 1980’s when a dollar was worth ten francs and nearly equal to the British pound. Americans ran off to Italy then Greece then Turkey chasing cheaper and cheaper sunspots where they could lounge on the beach while their dollars stretched further and further. If you believe in karma then this is just America getting payback. The euro came and did away with the lire and drachma. Southern Europe was no longer cheap. Our economy is now in the toilet and the United States is suddenly the travel bargain for international tourists, not the other way around. Could the day be coming when we have droves of Europeans talking loudly in our restaurants demanding to know why we don’t speak French or Hungarian or Swedish? If you believe in karma, it would only be fair. *** Kent Ninomiya *** Cellular Phone Scam - Kent Ninomiya How many cellular phones have you owned in your lifetime? If you're like me you have no idea. When I got my first cell phone in the early 1990's it was the size of a brick, cost $500 and the calls cost 75 cents per minute. I felt cool carrying it around but was afraid to make calls fearing an outrageous bill. Fast forward a decade and a half and cell phones are like pants. Quite literally everyone has them. In fact I don't know a single person past puberty who doesn't have one. The once pricey phones are now given away "free" when you sign a contract and call minutes are conveniently packaged in monthly bundles for you. It would seem that we've made progress with cellular phones... but have we? Sure they're smaller and do cooler things, but we are paying more than we ever realized we would for something nearly all of us didn't have nor need 20 years ago. Cell phones are now a necessity of life. Even the eccentric families who don't have TV's have cell phones. The cellular phone companies realized that the key to raking in money was volume. Like the drug dealer on the corner, they started giving away the phones for "free" knowing you would be back for more and willing to pay for it. You see... cell phones are every bit as addictive as drugs and much harder to quit. You are encouraged to use them more and more with the minute bundles. When you don't think about the minutes that are ticking away, it's easy to forget you're paying extra for the convenience of a cell phone. Before you know it, a family is paying more than one hundred dollars a month on a cell phone bill. Multiply that by, well everybody, and you have a very lucrative business. Now the only thing the cell phone companies have left to do is fight over market share. They fight hard over that too. Once you are on the hook for a contract you can't get out without paying an outrageous penalty. Have you ever noticed that the cell companies push two year contracts but the free or discounted phone they gave you only lasts about a year and a half? It has happened to me and countless others I know more times than we can remember. When you call to complain they tell you the warranty expired at a year but they would be happy to give you a brand new phone... IF you sign a brand new 2 year contract. THIS IS THE SCAM! It is my hypothesis that the phones are deliberately designed to last less than two years so the cellular phone companies can trap you into renewing your contract. What do you think? Kent NinomiyaApril 09 Charlton Heston - Kent Ninomiya
March 27 Since When??? - Kent Ninomiya Since when does something someone else says automatically mean you endorse it? Since when do you have to agree with everything an authority figure believes in order to respect him? Since when does a stupid statement another person makes reflect on you?All of us have friends and relatives who have beliefs different than our own. Think of all the elders, teachers, preachers, and role models you know. Do you agree with each and every thing that they all say? Of course not, but that doesn't mean they aren't important influences in your life. Indeed, that is what we are supposed to do in life. We are influenced by others. We adopt beliefs we agree with and reject those we oppose. So why is Barack Obama being blamed for Reverend Jerimiah Wright's inflamatory statements? If you listen to someone making anti-American statements does that make you anti-American? Of course not. Obama's statement that he could no more disown his long time pastor than he could his racist grandmother is reasonable. Most of us can relate to that. That's what makes Hillary Clinton's comments all the more disturbing. After staying out of the fray for a week enjoying the heat focused on Obama, Clinton decides to chime in on Rev. Wright. Could it be because she was caught exhaggerating the danger she faced during a visit to Bosnia? Clinton now says she would have disowned Wright. It guaranteed the issue would stay in the news another day and turn the focus back on Obama. As strange as it might sound, Clinton is playing the race card. Obama enjoys wide support among white voters who see him as an unthreatning black man. The Rev Wright issue plants seeds of doubt in the minds of many white voters. Could Obama really be a radical black activist in politically correct clothing? Clinton would love for voters to think so. I am disillusioned with the Clintons. I bring Bill into the equation because he is on TV every day as the blunt instrument of Hillary's campaign. The two are politically entwined and of like mind. That's a fact on the record, not my opinion. Throughout the Bill Clinton presidency they were outspoken advocates for equal rights. I remember doing a story about Bill being named the first "black" president for his tireless work for the African American community. However POWER seems to be a more tempting motivation for the Clintons. They are proving they are willing to sacrifice some of their core values just to get elected. Not only are they standing by while a black man is unfairly maligned, they are actively exploiting latent racist fears among white voters for their political advantage. If Hillary Clinton suggests that Obama should be held accountable for Reverend Wright's comments then she should be held accountable for Geraldine Ferraro's comments. To suggest that Obama has it easy as a candidate because he's a black man is the height of idiocy. Since when do black men get anything easy in our society? If it was true, then we should have had lots of black male presidents by now. You can't have it both ways Hillary. Politics is a nasty game with few rules, but going to the racial game when you're a woman is a new low. It plays prejudices off of prejudices. A true advocate for civil rights speaks out against bias in all forms at all times. There is no free pass for presidential elections. Kent Ninomiya |
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